Help I Need A Loan I NEED A LOAN FOR $20000 WITH BAD CREDIT BUT CAN GET A COSIGNER.. WHATS THE BEST WAY TO GET A LOAN?

I NEED A LOAN FOR $20000 WITH BAD CREDIT BUT CAN GET A COSIGNER.. WHATS THE BEST WAY TO GET A LOAN? - help i need a loan

I am 22 years old and needs a loan of 20,000 STATE OF HOUSE 1 acre LOT, I just bought ... I have a good rating at this time, but CoSign convincing my mother to me if necessary ... WHAT IS THE BEST WAY TO GO?